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Friday, 16 November 2007 |
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By Mark Dawson
 The nation's financial confidence has dipped slightly, a new study shows.
In Nationwide's latest Consumer Confidence Index, people's assurance in the general state of the British economy fell by one point over the course of October to stand at 98. This is the same figure as that noted in the same month in 2006, as the public's confidence recovered from the "significantly weaker sentiment" recorded earlier this year. And in spite of the latest decrease, the financial services firm reported that consumers have so far been "largely untouched" by recent economic events, such as the Northern Rock crisis and the credit crunch, which has seen a number of lenders increase the rate of interest attached to their loan products.
However the firm's spending index indicated that consumers' desire to spend money on major purchases such as a car or home - whether this is through a secured personal loan or otherwise - has continued to fall. According to Nationwide, the score fell by eight points to now stand at 77 points - the largest decrease recorded since March this year and |
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Friday, 16 November 2007 |
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By Ajeet Khurana
 You never know when the day turns rainy. So you need to be ready for additional expenses. Sure you could borrow money. Better yet you can use your savings. Unlike in the past when loans means borrowing money plain and simple, today loans are of many different types.
The kinds of loans vary depending on the amount that is required and the purpose for which the amount is needed. For educational purposes, we have the educational loan. Similarly, when we want to buy a house, we have to look at housing loans. Unlike specialist loans, if you need money for miscellaneous expenditure, there are many loan options you can choose from. Why would we need personal loans?
Sometimes, it may be so that we can avail a service. At other times we may want to purchase some new electronic equipment. At still other times, we may be looking at carrying out some minor home improvements. Whatever be the purpose behind our look for a loan, the loan amount should be used fruitfully. After all, we want to enjoy the full |
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Last Updated ( Friday, 16 November 2007 )
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